Because big things sometimes come in small packages
Instant Short Term Loans

If you need an infusion of cash urgently for an unforeseen emergency or to make up shortage of funds,or even to buy a snazzy gadget, taking short-term loans is an excellent choice. At FundsMama, you have the flexibility to avail of instant short-term loans ranging from Rs. 5000 to Rs. 1,00,000. Our short-term loans help smooth over turbulent times and keep you financially stable over limited periods of up to 1 year.

Paying EMIs for short-term loans are more affordable and easier to manage than long-term loans. While the EMIs may be higher than loans with long tenures, you actually incur less interest on your overall paymentsince the repayment period is quite short. So, if you have a regular income and good credit hygiene, short-term loans are definitely more beneficial.

The FundsMama Edge

FundsMama is the ideal choice for all your short-term loan requirements. We have perfected our loan disbursal mechanism with countless hours of fine-tuning our processes, building our proprietary underwriting algorithm for efficient and accurate loan estimates and having the right people in place who understand your requirements and work tirelessly to ensure that you never have to suffer due to a lack of money.

The main features of our services are:

Multipurpose, collateral-free loans: Our short-term loans can be used for any purpose and they are unsecured loans, which means that you don't have to put up any collateral to avail them.
Lowest possible interest rates: We offer the most competitive interest rates, keeping your requirements in mind.
Minimal documentation: You need to provide just basic documents for processing your loan.
Completely paperless process: The entire process is fully online and does not require any printouts or photocopies of original documents.
Higher disbursal amounts: We take several parameters into account to ensure that you get the highest possible loan to meet your requirements.
Instantaneous approval and disbursal: Our loan approval and disbursal procedure is lightning fast, ensuring that you do not face any delays in meeting your financial obligations.
Flexible repayment options: We offer smooth and flexible repayment options that will allow you to repay your loan in easy instalments.
Higher loan tenure: You can choose from a wide repayment tenure that will place the least burden on your monthly expenditure.
Transparent and hassle-free process: We provide complete information on our loan process and charges thus empowering you to take informed decisions.
24/7 online support: Our dedicated support services offer you full assistance on your loan-related queries as well as advice on any top-up that you might require.
Simple 3-Step Process for Short-term Loans
The short-term loan application process at FundsMama is highly simplified and lightning fast.
Just follow these3 steps and you are good to go.


Fill out the loan application form. This is a simple process that will take just a few minutes of your time. Provide a few details such as your name, mobile number, email, PAN, etc., as well as the loan amount you are looking for and your monthly income.


You will receive an email requesting the documents required to complete the loan application. The details shared by you will be used to check your eligibility based on company set criteria.


Once your eligibility has been established,you will receive a phone call for processing your loan and then your loan will be disbursed within XX hours.


The following criteria need to be met for smooth and successful disbursal of the loan

  • Should be Indian Citizens
  • Must be salaried professionals
  • Must have a monthly take home salary of at least INR 10,000/-
  • Should have a regular credit of salary to a bank account
  • Age should be within 21 to 55 years
  • Loans up to 80% of your salary

Provide the following KYC documents for evaluation of your loan-worthiness

  • PAN Card
  • Salary Slips (Last 3 months)
  • Salary Account Bank Statement (3/6 months)
  • Address Proof
Trusted By Our


A short-term loan is an unsecured personal loan. If you have a requirement for a small amount of money for any purpose, FundsMama offers short-term loans of Rs 5000 to Rs 1,00,000 for limited periods up to 1 year.

A Unit Of Girdhar Finlease Private Limited

We strictly adhere to the RBI directives and have an efficient grievance redressal team to look into and resolve all types of grievances. We always strive for responsible lending, we only offer loans that we know will be easy for you to repay, and we charge ethical fees. We never believe in high pressure or forced recovery methods of any kind. But if you have a complaint, we take it seriously and solve the problem within 5-7 working days.

Call us at : +91-9711-711-026   |    Email us at :