Application Form

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Simple 3-Step Process
The personal loan application process at FundsMama is highly simplified and lightning fast.
Just follow these 3 steps and you are good to go.


Fill out the loan application form. This is a simple process that will take just a few minutes of your time. Provide a few details such as your name, mobile number, email, PAN, etc., as well as the loan amount you are looking for and your monthly income.


You will receive an email requesting the documents required to complete the loan application. The details shared by you will be used to check your eligibility based on company set criteria.


Once your eligibility has been established, you will receive a phone call to process your loan, and then your loan will be disbursed in the least of time.


Personal loans upto 1,00,000/-
Cash loans without security cover
No need for Guarantor / Co-borrower
Loans upto 80% of your take-home salary
Revolving tenure upto 1 year
Rate of Interest upto 32% APR
Fees upto 10% of loan amount
Loans without any preclosure charges - Pay as you Use

Representative Example:

For Rs 25000/- borrowed for 12 months, with annual interest rate (APR) of 30%, borrower would pay:

  • Processing Fees = 5%
  • Interest = Rs 7,500/-
  • Total amount to repay at the end of tenure = Rs 32,500/-
  • NACH bounce charges = Rs 500/-
  • Delay Payment charges = 36%*

* This fee is ONLY applicable when borrowers repay bill overdue. For example, if you have Rs 10,000/- overdue of principal, then customer to pay additional Rs 300/- for    one month of delay in repayment of loan.

The annual interest rates and processing fees varies according to the risk profile of customers.


The following criteria need to be met for the smooth and successful disbursal of the loan:

  • Should be Indian Citizens.
  • Must be salaried professionals.
  • Must have a monthly take home salary of at least INR 25,000/-
  • Should have a regular credit of salary to a bank account.
  • Age should be between 21 and 55 years.
  • Loans of up to 80% of your monthly salary.

Provide the following KYC documents for evaluation of your loan-worthiness

  • PAN Card.
  • Salary Slips (Last 3 months).
  • Bank Statement of Salary Account (3/6 months).
  • Address Proof – Driving Licence, Voter ID, Passport, Utility Bills (Electricity/Water/Gas), Postpaid/Landline Bill.

A Unit Of Girdhar Finlease Private Limited

We strictly adhere to the RBI directives and have an efficient grievance redressal team to look into and resolve all types of grievances. We always strive for responsible lending, we only offer loans that we know will be easy for you to repay, and we charge ethical fees. We never believe in high pressure or forced recovery methods of any kind. But if you have a complaint, we take it seriously and solve the problem within 5-7 working days.

Call us at : +91-9711-711-026   |    Email us at :